GTL - Financial Information

Financial Information

Researching your options
Assets & Liabilities
Invested assets
Solid strategy

Researching your options in a stable insurance industry

The insurance industry as a whole is strong, profitable, and committed to protecting policyowners. Generally, the industry is stable and has invested policyowners' funds conservatively.

In order to ensure that an insurance company is financially sound, you must examine several areas. This means that you should know how to assess an insurer's financial status. Back

How to measure an insurance company's strength

Assets & Liabilities: A fundamental way to assess a company's financial strength is to examine its assets and liabilities. As of December 31, 2007, Guarantee Trust Life Insurance Company had:

Solid Strategy: At Guarantee Trust Life Insurance Company, we have always followed a conservative investment philosophy, as shown in our December 31, 2007 annual statement:

99% of the bonds we hold were designated "Highest Quality" (Class 1) or
"High Quality" (Class 2) by the National Association of Insurance
Commissioners (NAIC).

7% of invested assets were held in cash or short-term investments.

Our $6.0 million portfolio in common and preferred stock made up only
3% of our investments.

Our investment values are backed by a special $2.6 million fund called the
Asset Value Reserve (AVR) to protect against changes in market values.

There have been no significant changes in our investment practices since
the end of the year 2007.