Special Risk Insurance

K to 12, College and Special Risk Insurance

Guarantee Trust Life Insurance Company (GTL) has specialized in Health, Accident, and Athletic insurance plans for K-12 schools, community and junior colleges, universities, camps, clinics, clubs, and special events for over 40 years. From start to finish, we make it easy. Easy for you with ready access to decision-makers, simplified applications, a flexible approach to tailor-made coverages, and top-notch claims service.

Variety of Insurance Coverage

As a pioneering leader in the K to 12, college and special risk markets, we are proud of our history of providing a continuous home for the insuring needs of our educational and special risk clients. As one of the leading providers in this market, we offer a variety of insurance coverage including:

Our Products
NOTE: Not all of our products are available in all states where we are licensed. The plans have exclusions, limitations and terms under which the plan may be continued in force. Availability, features, benefits and options may vary by state. Please call the Special Risk Department at 1-800-592-7933 for plans' specifics, costs and complete details.

Extraordinary Service
At GTL, we believe that our insureds come first and that education and special risk markets have unique needs. Here are just a few of our top, satisfied customers:

For more information regarding Special Risk Insurance products, please contact us at 1-800-622-1993 for claims information, or at 1-800-592-7933 for marketing information. or click here to complete an Inquiry Form.

K-12 Student Accident and Sports Insurance - GTL has been a leader in this market. We consistently adapt to the changing needs of the marketplace in order to satisfy the needs of our clients. If you are interested in purchasing this insurance for your school, please call 1-800-592-7933.

College Health and Accident Insurance - GTL tailors programs to fit the individual needs of the school involved at competitive premium rates. We currently insure a variety of different colleges and universities across the nation. If you are interested in purchasing this insurance for your school, please call 1-800-592-7933.

 College Sports Insurance -- GTL also specializes in college sports coverage. We offer excellent service along with a knowledgeable staff. If you are interested in obtaining a quote, please call us at 1-800-592-7933.

 Special Groups and Events Accident and Health Protection - GTL offers Accident coverage for a wide variety of activities and events from fitness centers and water skiing clubs to boy scouts and sports clinics. If you are interested in coverage for your group or club, call 1-800-592-7933.

 Camps and Child Care -
GTL offers competitive rates on plans to meet your every need for Accident Medical coverage. The insurance plan covers medical expenses actually incurred by a participant when a covered accident or injury occurs while participating in the covered activities.

Protecting your camp and child care business is not kids play!

Accidents happen. You cannot stop them from happening, but you can do something to prevent them from hurting your business.

Find out how Accident Medical Insurance from Guarantee Trust Life helps to protect you from the damages and risks of accidental injuries or worse.

This insurance is designed to help reduce the financial and emotional burdens that can result from an accidental injury at your Camp or Child Care facility. Our insurance provides low-cost coverage for children and staff when accidental injuries occur.

Eligible businesses are licensed Child Care Centers, Pre-schools, Montessori Day Schools, and Before and After-School Care. Camps and Conferences such as Sports, Church, or Private and Organizational sponsored groups also have the opportunity to apply. Individual names are not required as all eligible persons are automatically covered.

GTL has been insuring children for over 40 years and is a leader in providing Accident Medical coverage.

If you are interested in purchasing this insurance for your Camp or Child Care facility, call 1-800-592-7933 or email srmarketing@gtlic.com.

Amateur Sports Coverage - GTL provides accident medical protection for your sports team or league. It covers all staff and participants against claims of bodily injury. If you are interested in purchasing insurance for your sports team call 1-800-592-7933 to receive your customized plan and rates.

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