Critical Provider is a term life insurance policy with an accelerated benefit rider that pays a lump sum benefit directly to you upon diagnosis of a critical illness or condition.
You can choose a full or limited benefit option and use that cash benefit to
- cover health insurance deductibles or co-payments,
- replace lost income,
- take a recuperative vacation, or
- cover any other needs to help you maintain your quality of life.
Plan Details
Critical Provider will accelerate a direct percentage of your term life insurance policy's death benefit for the following 18 diagnosed illnesses:
-
100% Cancer
-
100% Heart Attack
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100% Stroke
-
100% Coronary Bypass Surgery
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100% Kidney Failure
-
100% Major Organ Transplant
-
100% Coma
-
100% Paralysis
-
100% Blindness
-
75% Terminal Illness
-
75% Nursing Home Confinement
-
25% Benign Brain Tumor
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25% Alzheimer's Disease
-
25% HIV Infection from Blood Transfusion
-
25% Parkinson's Disease
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25% Aorta Graft Surgery
-
25% Heart Valve Replacement or Repair
-
10% Coronary Angioplasty
All benefits from the Critical Provider plan are paid to you regardless of any other insurance you may have. A 100% death benefit is payable if no other benefit listed above has been paid. All above conditions are payable one time only.
NOTE: Not all of our products are available in all states where we are licensed. The plans have exclusions, limitations and terms under which the plan may be continued in force. Availability, features, benefits and options may vary by state. Please call the Life and Health Sales Department at 1-800-323-6907 for complete details.