K-12 Accident Medical

We offer various plans on either a voluntary or mandatory basis.

Voluntary
Our voluntary coverage is designed to pay medical expenses which are not covered by the student’s health insurance policy.  Coverage can be purchased on a 24 hour a day basis or only while the student is attending school sessions. If the student has no insurance, these plans will provide low-cost basic accident coverage.

Mandatory
Our competitive mandatory coverage is designed to help reduce the financial and emotional burdens that can result from an accidental injury while on school premises or participating in a school sponsored event.  

K-12 Sports Insurance

We offer fully insured customized plans to meet the needs of the school district.  Plan designs can include expanded medical, heart and circulatory, and out-of-network options.

NOTE: Not all of our products are available in all states where we are licensed. The plans have exclusions, limitations and terms under which the plan may be continued in force. Availability, features, benefits and options may vary by state. Please call the Special Risk Department at 1-800-592-7933 for complete details.