Critical Provider

What is it?

GTL's Critical Provider offers you the option of 10 or 20-year level, renewable and convertible term life insurance policy with a critical illness accelerated benefit rider. As a policyholder, your coverage will pay a benefit upon your death, or a living benefit upon diagnosis of a covered condition while your policy remains in force.

How does it work?

Critical Provider pays a lump sum benefit directly to you upon diagnosis of a critical illness or condition.

Why do I need it?

No one likes to think about how a life-altering disease or event would affect their immediate future, but the likelihood of these major lifestyle changes is real. Critical Provider is designed to give you cash when you need it most and protection for your family.

Quick Stats


Nearly one third of strokes occur in people under the age of 65. [8]


Each year over 735,000 people in the U.S. have a heart attack. [4]

3 Things to Know


Years ago, a critical illness diagnosis could easily prove fatal. Today, the odds of surviving such a diagnosis are better than ever.


The cash benefit from your policy will be paid directly to you and can be used to cover direct and indirect costs.


Issue Ages: 0-60

What can the lump sum benefit help pay?

  • Health insurance deductibles or co-payments
  • Replace lost income
  • Take a recuperative vacation
  • Cover any other needs to help you maintain your quality of life

**This product and its features are subject to state availability and may vary by state. Certain exclusions and limitations may apply. For cost and complete details of coverage, please contact us or your agent. Please call the Life and Health Sales Department at 1-800-323-6907 for complete details. Click here to view product disclosures and statistic sources.

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