Guarantee Trust Life

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  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day; Additional base $15/day for remainder of 31 day benefit
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & With Recurrence, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40 – 90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care

    • Riders: Accident & Sickness Hospitalization (31-Day/$15 Base Benefit), Critical Accident, Ambulance, Dental/Vision

    Home Care Secure

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection
    • Does Not Have Base Restoration of Benefits

    iGAP Guaranteed Issue Accident Coverage

    Critical Illness Products:

    • Precision Care Cancer
      • No ROP Riders
    • Cancer, Heart Attack & Stroke Lump Sum
      • No ROP Riders

    SBSA 24 Hour Accident Plan

    Medicare Supplement – GTL

    • Plans: A, B, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10, or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care

    • Riders: Accident & Sickness Hospitalization, Ambulance, Dental/Vision, Return of Premium

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Cancer, Heart Attack & Stroke Lump Sum
      • Unisex rates, Special 30 Day Initial Benefit Period
    • Critical CASH
      • No Waiting Period
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    Medicare Supplement – GTL

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue Ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short-Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    Medicare Supplement

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefits, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH

    Medicare Supplement – GTL

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit (26 weeks only), Simple / Compound Inflation Protection
    • 180-Days is the Max for Benefit Period Options

  • Advantage Plus

    • Hospital Stay Benefit: 31-day
    • Daily Benefit Amounts: $40-$250
    • (No Guaranteed Issue Between 64 1/2 – 65 1/2)

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Critical Illness Products:

    • Critical CASH
      • No ROP Rider Available; No Waiting Period

  • Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85
    • There are currently no products available in this state.

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging At Home Association

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium
    • No Pre-Existing Condition Limitations Age 65+

    Recover Cash – Short-Term Care –  Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver benefit; Simple / Compound Inflation Protection
    • No Pre-Existing Condition Limitations Period

    Critical Illness Products:

    • Precision Care Cancer
      • No Pre-Existing Condition Limitations Age 65+
    • Cancer, Heart Attack & Stroke Lump Sum
      • No Pre-Existing Condition Limitations Age 65+
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • 12 Month Pre-Existing Limitations Period
      • SBSA Association Membership

    Medicare Supplement

    • Plans:  A, D, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Lump Sum Cancer & with Recurrence Benefits, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Critical Illness Products:

    • Precision Care Cancer
      • No 20-Year ROP Rider
    • Cancer, Heart Attack & Stroke Lump Sum
      • No 20-Year ROP Rider
    • Critical CASH

    Medicare Supplement

    • Plans A, C, F, G & N (Plan C & F not available for Medicare eligible as of 1/1/2020)

    SBSA 24 Hour Accident Plan

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Caregiver Benefit, Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical Care
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    Medicare Supplement

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefits, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    Medicare Supplement

    • Plans:  A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

    SBSA 24 Hour Accident Plan

  • Advantage Plus

    • Hospital Stay Benefit: 1, 3, 6 or 10-day
    • Riders: Short Stay, Ambulance, Lump Sum Cancer & With Recurrence, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Return of Premium

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

      • Precision Care Cancer
      • Cancer, Heart Attack & Stroke Lump Sum
      • Critical CASH

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short-Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    Recover Cash – Short-Term Care – Skilled Nursing Facility / Assisted Living Facility

    • 340-Days is the Max for Benefit Period Options
    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
      • Special 10% Initial Benefit for 30-Day Period
    • Cancer, Heart Attack & Stroke Lump Sum
      • No Dental/Vision Rider
      • Special 10% Initial Benefit for 30-Day Period
    • Critical CASH
      • No Waiting Period
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Precision Care Cancer, Return of Premium
      • No Accident Medical Expense or Accident & Sickness Hospitalization
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care

    • Riders: Accident & Sickness Hospitalization, Ambulance, Critical Accident, Dental/Vision, Return of Premium

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    Medicare Supplement – GTL

    • Plans A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Skilled Nursing Facility (2 Options), Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Critical Accident, Outpatient Surgical, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
      • Special 10% Initial Benefit for 30-Day Period; Riders: Benefit Builder, Child Benefit, Return of Premium
    • Cancer, Heart Attack & Stroke Lump Sum
      • Special 10% Initial Benefit for 30-Day Period; Riders: Recurrence, Benefit Builder, Child Benefit, Intensive Care, Critical Accident, D/V, Return of Premium
    • Critical CASH
      • No Waiting Period; No Nursing Home or Assisted Living Facility; Rider: Return of Premium

    Medicare Supplement

    • Plans A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short Term Care

    • Aging at Home Association
    • Simple 3% Inflation Rider not available

    Short-Term Home Health Care

    • Riders: Accident & Sickness Hospitalization, Ambulance

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection
    • Does Not Have Restoration of Benefits

    Critical Illness Products:

    • Precision Care Cancer (No ROP; No Wellness Benefit in Cancer Benefit Builder Rider)
    • Cancer, Heart Attack & Stroke Lump Sum (No ICU, Critical Accident, ROP & Dental/Vision Riders)
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer; No Return of Premium or Accident Medical Expense
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    Medicare Supplement – GTL

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus Elite

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 and 15-day; Add’l Base $15/day for the remainder of 31 days
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefits, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization (31-Day/$15 Base Benefit), Critical Accident, Ambulance, Dental/Vision

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
      • No ROP Riders
    • Cancer, Heart Attack & Stroke Lump Sum
      • No ROP Riders
    • Critical CASH
      • Special ROP Rider Issue Ages
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium
      • No Accident Medical Expense
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    iGAP Guaranteed Issue Accident Coverage

    Medicare Supplement

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy
    • No Guaranteed Issue Between 64 1/2 – 65 1/2

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum

    Medicare Supplement – GTL

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue Ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Critical Illness Products:

    • Precision Care Cancer
      • Riders: Benefit Builder, Child Coverage; No ROP Riders
    • Cancer, Heart Attack & Stroke Lump Sum
      • Riders: Benefit Builder, Recurrence, Intensive Care, Child Coverage
      • No Dental/Vision, Critical Accident or ROP Riders

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue Ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care, Simple / Compound Inflation

    SBSA Critical Provider Plus Critical Illness

    • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
    • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    Medicare Supplement

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer Rider & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    Medicare Supplement

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Outpatient Surgical, Critical Accident, Skilled Nursing Facility (2 Options), Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    iGAP Guaranteed Issue Accident Coverage

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical Cash
      • No Nursing Home or Assisted Living Facility
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    Medicare Supplement

    • Base Plan and Riders (Part B Deductible Rider Not available to Medicare Eligible 1/1/20 and after.)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Critical Accident, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Lump Sum Cancer, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Ambulance, Dental/Vision, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products

    • Critical CASH

    SBSA 24 Hour Accident Plan

  • Advantage Plus Elite

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 and 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefits, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    SBSA  24 Hour Accident Plan

    Medicare Supplement

    • Plans A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10, or 15-day
    • Riders: Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Ambulance, Dental/Vision, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Short-Term Home Health Care

    • Plans B & C Available, Issue age 61-85; No Rx Benefit
    • Rider – Return of Premium

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit (rider must be 3.5 times the base NH benefit), Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium
      • No Accident Medical Expense Rider
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    Medicare Supplement – GTL

    • Plans: A, C, F, G & N (Plan C & F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10, or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
      • Riders: Benefit Builder, Child Benefit, Return of Premium
    • Cancer, Heart Attack & Stroke Lump Sum
      • Riders: Recurrence, Benefit Builder, Child Benefit, Intensive Care, Critical Accident, D/V, Return of Premium
    • Critical Care
      • No Nursing Home or Assisted Living Facility; Rider: Return of Premium
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

  • Advantage Plus

    • Hospital Stay Benefit: 1, 3, 6, 10, or 21-day
    • Riders: Short Stay, Dental/Vision, Lump Sum Cancer & With Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Ambulance, Critical Accident

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Lump Sum Cancer & With Recurrence, Skilled Nursing Facility (Option 1 only: $100-$220/day for days 1-50), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization & Ambulance

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
      • No Return of Premium Rider
    • Cancer, Heart Attack & Stroke Lump Sum
      • No ROP or Dental/Vision Riders
    • Critical CASH
      • No Return of Premium Rider

    Medicare Supplement – GTL

    • Plans: A, F, F+, G & N (Plan F & F+ not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus

    • Hospital Stay Benefit: 10 and 21-day
    • Daily Benefit Amounts: $100-$500
    • Riders: Outpatient Surgical, Ambulance, Skilled Nursing Facility

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Critical Illness Product:

    • Precision Care Cancer

    iGAP Guaranteed Issue Accident Coverage

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue Ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Ambulance, Dental/Vision, Critical Accident, Return of Premium

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
      • Riders: ROP, Cancer Benefit Builder (No Wellness Benefit)
    • Cancer, Heart Attack & Stroke Lump Sum
      • Riders: Recurrence, Benefit Builder (Wellness Benefit not available), Dental/Vision, Return of Premium, Child Coverage
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      Riders: Precision Care Cancer, Return of Premium; No Accident & Sickness Hospitalization or Accident Medical Expense Riders

      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    Medicare Supplement

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus Elite

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 and 15-day
    • Riders: Ambulance, Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Critical Illness Products:

    • Cancer, Heart Attack & Stroke Lump Sum
      • Riders:  Benefit Builder (Wellness Benefit not available), Recurrence, Intensive Care, Return of Premium, Child Coverage
    • Critical CASH
      • No Nursing Home or Assisted Living Facility, No ROP Rider

  • Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium and Child Riders
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    Recover Cash – Short-Term Care – Nursing Home/Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit; Simple/Compound Inflation Protection

    Critical Illness Products:

      • Precision Care Cancer
      • Cancer, Heart Attack & Stroke Lump Sum
      • Critical CASH

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10, or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium & Child Rider
    • Issue Ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Nursing Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    Medicare Supplement

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10, or 15-day
    • Riders: Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Ambulance, Skilled Nursing Facility (2 Options), Critical Accident, Lump Sum Hospital, Outpatient Therapy, Outpatient Surgical

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    Medicare Supplement – GTL

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10, or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    Home Care Secure

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

  • Heritage Graded Whole Life Final Expense Plan

    • Issue ages 50-90

    SBSA Accident Plan

  • Advantage Plus

    • Hospital Stay Benefit: 10 and 21-day
    • Riders: Lump Sum Hospital Confinement, Lump Sum Cancer, Skilled Nursing Facility, Outpatient, Ambulance, Accidental Death and Dismemberment

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Short-Term Home Health Care

    • Riders: Accident & Sickness Hospitalization, Ambulance, Return of Premium
    • Plan A Available for Ages 61-85

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
      • Riders: ROP, Cancer Benefit Builder (No Wellness Benefit)
    • Cancer, Heart Attack & Stroke Lump Sum
      • Riders: ROP, Cancer Benefit Builder (No Wellness Benefit), Heart Attack & Stroke Benefit Builder, Child Cancer/HAS
      • Critical Accident, Intensive Care, Dental/Vision Riders Not Available

    SBSA 24 Hour Accident Plan

    Medicare Supplement

    • Plans: A,C,F,G & N (Plan C & F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Dental/Vision Policy
    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Skilled Nursing Facility (2 Options), Ambulance, Lump Sum Hospital

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum

    Recover Cash – Short-Term Care Indemnity – Nursing Home, Assisted Living Facility & At Home Care

    • Prescription Drug Benefit Included
    • 3% Compound Inflation Rider
    • Home Health Care with TCARE Caregiver Benefit

  • Advantage Plus

    • Hospital Stay Benefit: 1, 3, 6, 10, or 21-day
    • Riders: Short Stay, Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Ambulance, Dental/Vision, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    Medicare Supplement

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH

    SBSA 24 Hour Accident Plan

  • Indemnity Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy
    • SBSA Association Membership

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Critical Illness Products

    • Precision Care Cancer
      • Riders: Benefit Builder, Return of Premium, Child Coverage
      • SBSA Association Membership
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

     

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10, or 15-day
    • Riders: Critical Accident, Ambulance, First Diagnosis Lump Sum Cancer, Skilled Nursing Facility (2 Options), Outpatient Surgical, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection
    • No Base Restoration of Benefits

    Critical Illness Products:

    • Precision Care Cancer
      • No Return of Premium Rider
    • Cancer, Heart Attack & Stroke Lump Sum
      • No Dental/Vision or Return of Premium Rider
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    Medicare Supplement – GTL

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10, or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Outpatient Therapy, Lump Sum Hospital

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders:  Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    iGAP Guaranteed Issue Accident Coverage

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH
      • Issue Age 60-84

  • Advantage Plus

    • Hospital Stay Benefit: 10 and 21-day
    • Riders: Lump Sum Hospital Confinement, Lump Sum Cancer, Skilled Nursing Facility, Outpatient Surgical Ambulance

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization (31-Day/$40 Base Benefit), Critical Accident, Ambulance, Return of Premium
    • 280 Day Max Benefit Period

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit
    • 180-Days/26 Weeks is the Max for Benefit Period Options; No Elimination periods; No Inflation Protection Riders

    Critical Illness Products:

    • Critical CASH

    SBSA 24 Hour Accident Plan

    Medicare Supplement – GTL

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Outpatient Surgical, Critical Accident, Lump Sum Hospital, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    Medicare Supplement

    • Plans:  A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus

    • Hospital Stay Benefit: 3, 6, 10, or 21-day
    • Riders: Short Stay, Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility, Outpatient Surgical, Lump Sum Hospital Confinement

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Short-Term Home Health Care

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
      • Riders: Cancer Benefit Builder, Child Cancer Benefit, Return of Premium
    • Cancer, Heart Attack & Stroke Lump Sum
      • Riders: Recurrence Benefit, Benefit Builder, Child Benefit, Intensive Care, Critical Accident, D/V, Return of Premium
    • Critical CASH – Rider: Return of Premium
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    SBSA 24-Hour Accident Plan

    Medicare Supplement

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10, or 15-day
    • Riders: Ambulance, Dental/Vision, Lump Sum Cancer & with Recurrence Benefit, Skilled Nursing Facility (2 Options), Critical Accident, Lump Sum Hospital, Outpatient Surgical, Outpatient Therapy

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Short-Term Home Health Care with TCARE Caregiver Benefit

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    Home Care Secure – Short Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    iGAP Guaranteed Issue Accident Coverage

    Recover Cash – Short-Term Care – Nursing Home / Assisted Living Facility

    • Riders: Home Health Care with TCARE Caregiver Benefit, Simple / Compound Inflation Protection

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
    • Critical CASH
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    SBSA 24 Hour Accident Plan

    Medicare Supplement – GTL

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)

  • Advantage Plus ELITE

    • Hospital Stay Benefit: 1, 3, 4, 5, 6, 7, 8, 9, 10 or 15-day
    • Riders: Ambulance, Ambulatory Surgical, Critical Accident, Lump Sum Hospital

    Turbo Term Fully Underwritten Instant Issue Individual Term Life

    • Riders: Accidental Death, Waiver of Premium, Child Rider
    • Issue ages 20-70

    Heritage Life Graded Whole Life Final Expense

    • Issue ages 40-90

    GTL Life Select Graded Whole Life – with Chronic and Terminal Illness Accelerated Living Benefits

    • Issue ages 18-85

    Home Care Secure – Short-Term Care

    • Rider: Simple 3% Inflation
    • Aging at Home Association

    Short-Term Health Care

    • Riders: Accident & Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, Return of Premium

    Critical Illness Products:

    • Precision Care Cancer
    • Cancer, Heart Attack & Stroke Lump Sum
      • No Dental/Vision Rider
    • Critical CASH
      • No Nursing Home or Assisted Living Facility
    • SBSA Critical Provider Plus Critical Illness
      • Riders: Accident & Sickness Hospitalization, Precision Care Cancer, Return of Premium, Accident Medical Expense
      • SBSA Association Membership

    Medicare Supplement

    • Plans: A, F, G & N (Plan F not available for Medicare eligible as of 1/1/2020)
DC