What is it?
How does it work?
Why do I need it?
The average length of a hospital stay is six days. If your insurance plan has a copay of $250 per day, one trip to the hospital could cost you $1,500. 
Your benefits will restore after 60 days of no hospital confinement.
3 Things to Know
After being confined in the hospital for days, some people are surprised to discover their stay was categorized as “hospital observation.” GTL’s Advantage Plus covers hospital observation.
GTL’s Advantage Plus plan is guaranteed issue for ages 64 1/2 to 65 1/2 and a simple yes/no application for other ages.
Coverage is guaranteed renewable for life as long as your premiums are paid on time.
What coverage options do I have?
- Daily Hospital Confinement
- Ambulance Trips
- Short Duration Hospital Stays
- Outpatient Surgery
- Skilled Nursing Facilities
**This product and its features are subject to state availability and may vary by state. Certain exclusions and limitations may apply. For cost and complete details of coverage, please contact us or your agent. Please call the Life and Health Sales Department at 1-800-323-6907 for complete details. Click here to view product disclosures and statistic sources.