Heritage Life

What is it?

Heritage Life is a graded benefit whole life insurance, featuring access to comprehensive funeral concierge services and support through Sequoia. By leveraging Sequoia's leading funeral concierge services, this plan aims to alleviate emotional stress and manage funeral expenses effectively. With guaranteed benefits, a simple application process, and fixed premiums, this plan ensures peace of mind for your family's future.

How does it work?

Heritage Life provides financial protection with graded benefits ranging from $2,500 to $20,000 for age 40-85 and $2,500 to $10,000 for age 86-90. Premiums never increase, and the application is simple with no medical exam required.

Why do I need it?

Planning ahead can help protect your family's future. Have a plan in place for your final expenses and remove the burdens of final medical bills, unpaid credit card bills, or funeral and burial expenses from your loved ones.  Protect your family with financial support from GTL's Heritage Whole Life Insurance and guidance and resources from Sequoia's Funeral Concierge Services.

Who is Sequoia?

Heritage Life policyholders have access to funeral concierge services provided by Sequoia. Offering emotional, logistical and financial support in the event of death with immediate coverage, Sequoia is able to reduce the emotional burden and simplify the funeral process by offering the fastest and most efficient solution when your family needs it most.

3 Things to Know


With guaranteed benefits, as long as your premiums are paid, your coverage will never be changed or cancelled.


Your premiums cannot be changed due to declining health, as long as you maintain the coverage.


Simplified funeral process through Sequoia’s funeral concierge services, providing swift and efficient solutions during your family’s most challenging times.

**This product and its features are subject to state availability and may vary by state. Certain exclusions and limitations may apply. For cost and complete details of coverage, please contact us or your agent. Please call the Life and Health Sales Department at 1-800-323-6907 for complete details. Click here to view product disclosures and statistic sources.

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