What is it?
How does it work?
Why do I need it?
30-Day Free Look. If you're not completely satisfied with your Medicare Supplement Insurance policy, simply return it within 30 days after you receive it for a complete refund of all premiums paid.
12 Month Rate Guarantee. Your premiums cannot be changed due to declining health.
3 Things to Know
No Pre-Existing Condition Limitations – Coverage is available immediately.
Choose Your Own Doctor – Select the physician or specialist that you prefer rather than choosing one from a list.
Guaranteed Renewability – Medicare Supplement Insurance is guaranteed renewable for life. This means as long as premiums are paid on time, your policy can never be cancelled.
What does it cover for me?
- Hospitalization- After the first 60 days and paying the Part A deductible, the plan you choose will cover the Part A coinsurance plus 100% of the Medicare approved eligible expenses up to 365 additional days after Medicare benefits end.
- Medical expenses - After you pay the Part B deductible, the plan you choose will cover the Part B coinsurance (generally 20% of Medicare approved expenses) or copayments for hospital outpatient services.
- Your costs for the first three pints of blood each year.
- The Part A coinsurance for Medicare approved hospice care will be covered regardless of the plan you choose.
**This product and its features are subject to state availability and may vary by state. Certain exclusions and limitations may apply. For cost and complete details of coverage, please contact us or your agent. Please call the Life and Health Sales Department at 1-800-323-6907 for complete details.