What is it?
How does it work?
Why do I need it?
More than 75% of healthy individuals over the age of 40 will become critically ill at some point. 
1 in 2 men and 1 in 3 women will develop cancer in their lifetime - 68% of cancer diagnoses overall are expected to survive at least 5 years. 
Every 40 seconds someone in the U.S. suffers a stroke. 
3 Things to Know
You can use the benefit funds for anything you need.
Benefits are paid even if you get better or pass away.
You can claim multiple times with built-in restoration of benefits.
What can the lump sum benefit help pay?
- Medical deductibles and co-pays
- Household expenses - mortgage, utilities, etc.
- Out-of-network and experimental treatment
- Lost income
- Transportation and lodging
- Assisted living care
- Nursing home care
**This product and its features are subject to state availability and may vary by state. Certain exclusions and limitations may apply. For cost and complete details of coverage, please contact us or your agent. Please call the Life and Health Sales Department at 1-800-323-6907 for complete details. Click here to view product disclosures and statistic sources.