Critical Illness

What is it?

Today, the odds of surviving a critical illness such as cancer, heart attack, stroke and Alzheimer’s disease are better than ever. Critical Cash, critical illness insurance, helps cover expenses that your other insurance may not cover, and it helps cover expenses associated with recovery in an Assisted Living Facility or Nursing Home.

How does it work?

With Critical Cash, it’s your policy, your cash, your choice. You choose your monthly base benefit, your benefit period and your monthly facility benefit. The policy is designed to pay cash benefits upon diagnosis of a covered condition. No bills need to be submitted – benefits are paid regardless of actual expenses. You simply provide proof of diagnosis.

Why do I need it?

Critical Cash can help you withstand a prolonged treatment and recovery period without digging yourself into debt. It can also help pay for lifesaving treatments that require temporary relocation, such as waiting for a major organ transplant. Critical Cash is designed to help cover the medical expenses that your other insurance may not cover.

Quick Stats

3 Things to Know


You can use the benefit funds for anything you need.


Benefits are paid even if you get better or pass away.


You can claim multiple times with built-in restoration of benefits.

What can the lump sum benefit help pay?

  • Medical deductibles and co-pays
  • Household expenses - mortgage, utilities, etc.
  • Out-of-network and experimental treatment
  • Lost income
  • Transportation and lodging
  • Assisted living care
  • Nursing home care

**This product and its features are subject to state availability and may vary by state. Certain exclusions and limitations may apply. For cost and complete details of coverage, please contact us or your agent. Please call the Life and Health Sales Department at 1-800-323-6907 for complete details. Click here to view product disclosures and statistic sources.

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